We eradicate entrepreneurial poverty
Dream First Bank is proud to partner with the Profit First App to offer entrepreneurs total cash-flow clarity and streamlined financial discipline. With this integration, users can open multiple real checking and savings accounts—without fees or minimum balances. Each account can be named to align with Profit First categories like Income, Profit, Owner’s Pay, Operation Expense, and Taxes. Our intuitive auto-allocation rules ensure a set percentage of every deposit flows automatically into each bucket, making budget discipline effortless. Plus, the app locks in a competitive APY on idle profit and tax funds, and every dollar is safeguarded by FDIC insurance through our sweep program.
We’ve designed the setup process to be fast, frictionless, and immediately actionable: sign up online and your accounts are ready in minutes, connecting directly with the Profit First App to begin allocating funds right away. From small startups to established SMBs, Dream First Bank and Profit First App empower businesses to foster profitability as a habit, ensuring every transaction drives your business toward greater financial health.